Terms & Disclaimer
Informational purpose only
Debt Collector Pushback provides general information, tools, and letter templates to help you understand your rights and deal with debt collectors. It is not legal, financial, or credit advice. Using this site does not create an attorney-client or any professional relationship, and we are not a law firm, credit counseling agency, or government agency.
No guarantee of outcome
An outcome — a debt removed, a lawsuit dismissed, a collection deleted from your credit report — is never guaranteed. What you can achieve depends on your circumstances, your documentation, your state's rules, and the decisions of collectors, credit bureaus, and courts.
Accuracy and state rules
We work to keep content accurate and current, but debt collection laws, statutes of limitations, and processes change and vary by state. Do not rely on this site as your only source. Verify current rules with the CFPB, your state attorney general, or a licensed attorney before acting.
External links and third parties
We may link to third-party websites and tools for convenience. We do not control and are not responsible for their content or practices.
Limitation of liability
To the fullest extent permitted by law, Debt Collector Pushback is not liable for any loss or damage arising from your use of, or reliance on, this site. You use the site and its templates at your own risk.
Changes
We may update these terms from time to time. Continued use of the site means you accept the current version.
Contact
Questions? Email [email protected].